Your Place
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Bogof? COGOF!
Double your money and quit hob slavery with a bamboo steamer to stack veg. Cook one get one free whenever your oven is on, by adding a dish to your Sunday roast. Much LESS than a fiver Honestly? Our Members think a fiver is way more than you need to feed a family... For more tasy, seasonal and low cost recipes, visit pennysrecipes.com. Marketing Quantity is a problem when you live on your own, or alone with a small child - no family friendly offers for these households. Markets allow you to pick as much or as little as you want. Diss Loyalty Matching every purchase to your age, status, where you live and how often you shop, have loyalty cards scanned so much personal information that they're starting to take our jobs? Shop Local The supermarkets didn’t invent door step delivery, you know. Some farms offer e-commerce so you never have to leave home - not bad when can’t afford your road tax. Take-away together A cooking coop is a group of people who prepare meals for one another, at home or at work. You don't eat together, you just make enough lunch or dinner for everyone in your coop once a week. Love Food Hate waste In Britain, it costs us £12 billion a year to throw away food and drink that we don't use. Learn about date labels, safe food storage, or splitting fun and functional shopping to cut spending , with top tips like bulk buying items that can be frozen or dried. Could you save £50 a month or more at Love Food Hate Waste? |
The Peoples Power
We all know that energy bills are really expensive, but the energy companies just don't get it. As individuals we have no power to negotiate, but together we can. thePeoplesPower is talking with suppliers right now for a cheaper deal. It costs nothing to sign up and they will only earn £2 per referred customer, compared to switching sites that take £30 to £60. Save money where you spend it most When you’ve borrowed against money you may never earn, fear dominates your life until you become the failure you think you are. Step back from the resources you have to look at other ways of financing them. Borrowing is NOT your only option. Not sure where you can cut spending? Pick a tool to pin-point where most of your money goes, then focus your efforts on the big spenders first. Attempt only one or two at a time, mind you, or you’ll be setting yourself up to fail... Quit knee jerk denial to avoid benders and binging Long periods of denial can result in more harm than good - psychologists call this the “what the hell effect”. You’re less likely to binge when you do find it tough, if you rotate cutbacks. Creditfree not for me? If you haven’t enjoyed cutting back on a particular item, then for goodness sake don’t just grin and bear it. Contrast a challenging month with some modest celebration, then move on. Use nice, round figures to make sums easy Aim to reduce one area of household spending by around a tenth to a quarter, building this up gradually if your need to cut back is not urgent - no hard feelings if you don’t quite make it yet. At the end of your first month Pay at least half of your new found wealth into reducing any existing debt. Split the remainder between a reward you would otherwise put on plastic, a charity donation, or savings. Due credit! When you switch to creditfree living there’s no money to pay back, no charges - so why not give yourself credit for what would otherwise end up as interest in someone else's pocket? |
It's fun to shop at the YMCA!
The YMCA is one of several charities selling second hand furniture. From tide me over TV to carry on cooking, you can donate items back when you’re ready to move on. Waste not want not Patchwork, carpet bags, draft excluders, cushions - strips of old fleece can be rolled up to pad these. You can even use cling film to keep out a draught! Home sweet home Forget the blank canvas estate agents craved, the housing boom is well and truly over. To make your home your castle, be bold , dramatic even, the choice is yours! A wash out Run out of squeezy? Just one pop to the shops can extricate a tenner unplanned, so why not try some of these green cleaning alternatives until you need three or four items. Insulation for the Nation! When you're finding it hard to stay warm, check out no cost home insulation or low cost options like Warmaline, a polystyrene lining paper that costs about three quid a roll. Location... Location... Environmentalists say turn the thermostat down, but if you are mobile, move somewhere warmer instead. The Met Office has 30 years worth of data and Homeswapper helps social tenants move! |
